How it works


Checkout with

PayPal logo white


Choose 'Paypal Pay in 4' and complete your purchase


Make the first payment at the time of purchase and pay the rest in 3 payments - one every two weeks.

Frequenty Asked Questions

What is PayPal Pay in 4?

Similar to other Buy-Now-Pay-Later payment methods - Pay in 4 lets you split your purchase into 4 payments, with the first instalment due at the time of transaction and 3 payments made every 2 weeks thereafter.

Will I be able to use Pay in 4?

Pay in 4 is currently not available to all Australian residents. You must be an AU resident and have a PayPal account in good standing or open a PayPal account to apply. If you choose Pay in 4 as your payment method when you check out with PayPal, you will be taken through the application process. You’ll get a decision instantly but not everyone may be approved based on Paypal's internal checks.

How can I pay with Pay in 4?

Just choose to pay with PayPal when you shop online and if it’s an eligible transaction, you’ll see Pay in 4 as one of the available payment methods. Simply apply for a Pay in 4 plan in just a few steps, get an instant decision, and finish checking out.

What purchase amounts qualify for Pay in 4?

You can use Pay in 4 for eligible shopping cart values between $30 to $1,500.

How will my Pay in 4 transaction appear within my PayPal account?

Every Pay in 4 transaction will appear in your activity feed for the full purchase amount under the merchant’s name as a “purchase” within your PayPal activity. This is to reflect the initial total purchase and is not reflective of the Pay in 4 instalment plan or any payments made by your specific payment method.

Can I still apply for a refund if I used Pay in 4?

Yes, you can still apply for a refund for your purchase when you use Pay in 4. Any refund issued more than the outstanding loan amount will be paid to your PayPal Balance.

Refunds are subject to our Refund policy.

Are there any fees associated with Pay in 4?

There are no fees for choosing to pay with Pay in 4.

How long will my Pay in 4 plan last?

Your individual plan will last a little over 6 weeks in total. The first payment will be due at the time of the transaction and 3 subsequent payments will be taken every 2 weeks thereafter.

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